Solid Reasons to Buy and Sell in Summit County, Colorado Posted on April 16, 2018 - 6:53 pm by Stacy Sanchez Solid Reasons to Buy and Sell in Summit County, Colorado In this blog, we’re providing a list of embedded posts that explain a few Solid Reasons to Buy and Sell in Summit County, Colorado. We share from other sources on our own Facebook page, so please follow us to learn more about the best of Breckenridge has to offer. Did you know we have hundreds of miles of high mountain mining roads and singletrack to explore? Plus, if you do get hurt, know that you’re in a good place to reach high quality care, with our hospital receiving high accolades. And, you’ll travel between Denver International Airport, one of the top 30 in the country. Breckenridge Real Estate and Property Search – Summit County MLS It’s easy to find reasons to want to spend time here, or be able to offer your property to others, we have the resources and the community knowledge to provide you the best recommendations when buying or selling homes in the Breckenridge area. For those considering an investment piece, we are working with local property management companies for revenue projections and property care and maintenance. Securing a proper business strategy is a must for any serious property investment plan. We can help you find the right partners for your property needs. A quick hit list of mountain bike trails to look up include Boreas Pass Road, the Peaks Trail and the Flume Trails. Send us a message with any question about biking in the area. We love riding bikes when we can. The video above shows a familiar scene in April, and that’s snow. Wet and heavier snows fall, but it’s warmer. So it’s melting off faster when the sun comes out. And when the sun comes out, it can feel hot. Well, I think so, at least. And below is a link to an article about why DIA is good to travel to and from. It’s also what helps bring so many families to Breck and Summit. Families visit the Colorado Rocky Mountains with dreams of powder days, dog sled tours and snowshoeing in a snowy forest. And, then in the summer, they want to hike, bike, and fish. But, now we offer so much more and everyone seems to be pretty healthy out here. Everybody is out doing their own thing, and that’s the beauty of it. There’s enough space and opportunity to find quiet nooks and crannies over the years spent up here. It’s great to have so many choices. A major plus is having a stellar Search and Rescue Group, Emergency Personnel and Community Resources when it comes to accident response. Ongoing care with specialists might require a visit to the front range or west to the Vail Valley, but it’s only an hour drive or so. Emotional reasons are easy to bring out, but when it comes down to it, the bills need to get paid. So, click on the article below to read about how Breck is on record pace for STR growth with increasing profits for owners. Ask us about this hot market and how to take advantage of our popular resort area to make the most of your investment. If you’ve made it down the blog this far, you deserve a reward. Thank you for reading, and to share a favorite of ours, head over to downtown Frisco and go to Bread + Salt and have a late breakfast or brunch. It’s so yummy, and in the summer you can sit outside near Main Street with views of Peak 1 and Mt. Royal. Get Answers to Your Questions The area of Summit County is very diverse and the different mountain towns each have their own feel. Some properties for sale are downtown and close to all the action, but if remote and quiet is more your style, we can customize a search just for you. There are many neighborhoods near the Town of Breckenridge, so let’s talk soon and we can find your dream home or property. Sometimes you just want to build and get everything you want. It’s absolutely possible. Contact us to learn more. No pressure, we’re here to help you dream and wonder, and to ask yourself, what if you did buy that home in the mountains? What would your life be like then? CONTACT US Notice: JavaScript is required for this content.
Real Estate Terms for Buyers Posted on May 16, 2017 - 5:10 pm by Stacy Sanchez Buying a Home in Summit County When you’re buying a home in Breckenridge, or anywhere for that matter, you’ll come across some legal terms you should be familiar with. Perhaps this is your second home, and if that’s the case, it’s time for a quick refresher of the Real Estate Terms for Buyers that you’ll see in emails and contracts. Or, if you are helping new family members with their first investment, this blog is an excellent place to send them to see a list of commonly used terms, as well as a link to a more complete list from Freddie Mac. There are too many on there to include in one blog post here, so we’ll cover the basics and the most important ones we wanted to bring up. If you’re an expert already and are ready to start the conversation, please go here to contact us and let us know if we can help you buy or sell a home in Summit County. Check out our social profiles for eye candy of mountains, homes and trails. Create an account to save searches and more. Thanks for stopping by! Real Estate Terms for Buyers Annual Percentage Rate (APR) – How much a loan costs annually. The APR includes the interest rate, points, broker fees and certain other credit charges a borrower is required to pay. Appraisal – A professional analysis used to estimate the value of the property. This includes examples of sales of similar properties. Closing Costs – The costs to complete the real estate transaction. These costs are in addition to the price of the home and are paid at closing. They include points, taxes, title insurance, financing costs, items that must be prepaid or escrowed and other costs. Ask your lender for a complete list of closing cost items. Credit Score – A computer-generated number that summarizes your credit profile and predicts the likelihood that you’ll repay future debts. Down Payment – A portion of the price of a home, usually between 3-20%, not borrowed and paid up front. Earnest Money Deposit – The deposit to show that you’re committed to buying the home. The deposit will not be refunded to you after the seller accepts your offer, unless one of the sales contract contingencies is not fulfilled. Fixed-Rate Mortgages – A mortgage with an interest rate that does not change during the entire term of the loan. Home Inspection – A professional inspection of a home to determine the condition of the property. The inspection should include an evaluation of the plumbing, heating and cooling systems, roof, wiring, foundation and pest infestation. Mortgage Rate – The cost or the interest rate you pay to borrow the money to buy your house. Points – 1% of the amount of the mortgage loan. For example, if a loan is made for $50,000, one point equals $500. Pre-Approval Letter – A letter from a mortgage lender indicating that you qualify for a mortgage of a specific amount. It also shows a home seller that you’re a serious buyer. Pre-Qualification Letter – A letter from a mortgage lender that states that you’re pre-qualified to buy a home, but does not commit the lender to a particular mortgage amount. (Primary) Mortgage Insurance – Mortgage Insurance (MI or PMI): Insurance needed for mortgages with low down payments (usually less than 20% of the price of the home). Real Estate Professional – An individual who provides services in buying and selling homes. The real estate professional is paid a percentage of the home sale price by the seller. Unless you’ve specifically contracted with a buyer’s agent, the real estate professional represents the interest of the seller. Real estate professionals may be able to refer you to local lenders or mortgage brokers, but are generally not involved in the lending process. Learn more terms from the Freddie Mac website. Obviously this list is not a full list. Click “learn more” at the end of the list above to go to the complete list of terms and definitions. We hope this helps you get a strong hold of the vocabulary that will be used during the buying process. If you don’t understand anything that’s listed here, or have further questions, please contact us so that we can call you to discuss your concerns. We appreciate your time and know how important the purchase of a home is, and that’s why we’re starting with the basics. We look forward to assisting you along the home buying journey. Featured image on this blog courtesy of Kay Beaton of Beaton Photography. Get Answers to Your Questions CONTACT US Notice: JavaScript is required for this content.
Why Now is the Time to Buy a Home in Summit County, Colorado Posted on April 30, 2017 - 9:07 pm by Stacy Sanchez 1 Breckenridge Homes For Sale Today’s post is called “Why Now is the Time to Buy a Home in Summit County, Colorado” and is a brief collection of reasons you should be looking into purchasing real estate or property in the Breckenridge and Summit County area. So, in essence, the top reasons you should look into a vacation home in the high country is because YOU NEED IT. Some say that vacations are just part of the routine. Others NEED their vacation time. Let’s say you’ve decided that you love returning to the mountains year after year and are tired of renting and want to buy. That’s where we come in. You’ll be pleased to know that while Breckenridge is super popular for many reasons, there are other towns that offer homes and condos for sale at a lesser, more affordable, price point. In fact, we went to walk through an open house in Keystone, and was quite surprised with a somewhat secluded home overlooking the Snake River. You can see a pic from inside the home below in an Instagram post shared below. Large windows face Keystone Gulch in this 5k sq. ft home near the @keystone_resort. Overlooks the Snake River and has the rec path at the edge of the property. #mountainhabitat #keystone #keystonecolorado #keystonerealestate #keystoneproperty #sumco #coloradorealestate A post shared by Mountain Habitat (@mountain_habitat) on Feb 22, 2017 at 9:32am PST Why Now is the Time to Buy a Home in Summit County, Colorado We’ll start the conversation by determining what your wants and needs are, and will then come up with an action plan and timeline to work within the specifications and pricing parameters we set in a custom search. We’ll become your eyes and ears for the perfect location for your desired mountain experience. Some folks want the ski-in, ski-out set up, and don’t want to mess with shuttles, Uber or buses. I don’t blame you, if that’s you. Traveling to and from places takes time. And, do you want spend your time doing that? On other other hand, we are centrally located to almost 10 resorts within an hour of Breckenridge, so you’d be silly not to venture to new terrain at some point in your skiing career. So, the short list for this blog on why you should buy a home in the Rocky Mountains are: You need it. Your family is wasting money on rentals and it’s time to invest in the right place. You’ll save time. And time is money. So, stop wasting time and get in touch with the forms below, or on our contact page. PRO TIP: When the ski areas are super busy, head out to a local hiking trail and go cross country skiing or snowshoeing. You can even take your dog! Check out the video below for a wintery clip of xc skiing in French Gulch. Contact us to learn more about this and other dog-friendly trails. Turk's TrailWatch this video on YouTube Get Answers to Your Questions CONTACT US Notice: JavaScript is required for this content.
4 Reasons to Sell Your Home in Breckenridge Posted on April 21, 2017 - 1:53 pm by Stacy Sanchez Homes For Sale in Breckenridge Today’s post is all about 4 Reasons to Sell Your Home in Breckenridge. We will go over some ideas about why now is a great time to put your home or property on the market. But, do we really need to convince you? If you’re here on Mountain Habitat, the chances are good that you’re considering making a move somewhere, or merely curious about how much your home is valued at. The emotional part of you brought you here, and now we’re happy to share some concrete, and more rational ways of thinking about your current situation. Perhaps it is time to sell. Let’s talk about the overall market for a minute first. Summit County Real Estate If you haven’t heard yet, let us be the first to tell you that the mountain real estate market is very diverse. From historic buildings to modern construction, you have your choice of building types and structures. Then, today’s buyers are looking for different things. Not everyone wants a downtown Breckenridge condo. That’s a great rental investment, but for those families looking for a home to share, or to have all their own, the options are always changing. It pays to work with a local realtor, as items that sell quickly make get mentioned between the office members, and we are a part of the Keller Williams, Top of the Rockies branch, with offices in Frisco and Breckenridge. With that being said, let’s go ahead and give you a link right now to start the conversation about what your home value is. And, if you’d like, you can use those free tools that give you a guesstimate of what it’s worth. They are not accurate, and to start asking questions about your home, click here or the image below to be taken to a form where we can get some basic information. We’ll then contact you to follow up with more detailed questions. No obligation, just a conversation starter. 4 Reasons to Sell Your Home in Breckenridge The Time is Right – In fact, it’s never been better. It’s a seller’s market with demand being high, and inventory is low. Families are starting to think about a base camp for next winter. Your home or property could be it. Community Growth – Did you know 10,000 people a month are moving to the Front Range area? It’s a growing area, and 45% of our buyers come from the Denver region. The Front Range is considered the areas between Fort Collins in the north, all the way to Colorado Springs in the south. Interest Rates are Low – Mortgage rates are still historically low, and while prices are up, most people are eager to make the investment due to low interest rates. Time is money and if you lock in a good rate now, you’ll save money over time. It all adds up. Snow – You’re sick of the snow. And winter. This is the one emotional component of our four reasons. We can be rational all we want, but if your soul craves sand and heat, then maybe it’s time to the make the move. Change is a good thing and you can always come back to visit! Get Answers to Your Questions CONTACT US Notice: JavaScript is required for this content.
3 Steps to Live the Dream in Colorado Posted on April 12, 2017 - 8:53 am by Stacy Sanchez Find Your Mountain Habitat in 3 Steps Welcome to Mountain Habitat and today’s post is titled, “3 Steps to Live the Dream in Colorado.” We are a Breckenridge-based realtor and property services company that specializes in real estate in the Colorado Rocky Mountains. If you’re wondering who we are, or how to contact us, then please use our menu links to show you the areas we serve and the opportunities that are present in our community. If you’re a local homeowner already, we can assist you with home valuations and walk you through the steps of preparing a home to be listed. This blog is a short and sweet bit of advice that we’ve come up with to help you narrow down the best place for your mountain habitat. So, we’ll get right to it. These are the 3 steps to Live the Dream in Colorado. It’s the most simple way we can recommend to help you find the right home. Love – The first step is acknowledge what you love doing and dream about. What part of the mountains do you love being near, that allows you to do something you love? Some people love skiing. Other love walking their dogs on a shoreline because they grew up by the water. Others love cooking and entertaining, so a large kitchen and commercial-grade appliances will be required for any home they’re considering. What do you absolutely love doing the most? Got it? Good. Now, we can apply this to the next step. Lifestyle – What kind of lifestyle do you want? A short walk to the lifts, or a secluded retreat that is best for quiet moments? Where do you want to spend the most amount of your time? In your dream, what kind of life do you live? This is what we need to move on to the final step. Location – . If you love skiing and mountain sports, then you might’ve heard how Summit County is known as “Colorado’s Playground.” With world-class ski resorts nearby, you will only have to choose which mountain you should go that morning. Some homeowners may want to be closer to I-70, while others may want be further away. You can choose between large panoramic vistas, or cozy riverside locations with lots of trees. What’s your ideal setting? Once you have at least begun to become aware of these items, we can then work with those variables with you on buying a home in Breckenridge or Summit County. We know and understand that your home should fit with your personality and pursuits. Those are our 3 Steps to Live the Dream in Colorado. Community Information We’ve included pages about the local region, and have descriptions of Summit County, Park County, Eagle County and Lake County. Please explore the differences and then get in touch with us to have questions answered. Tools and Resources This Blog – Please check back for updates about mountain homes and related community information. Map Search – Use the polygon tool, or radius search, to find listings in a specified area. Home Valuation Tool – Find out how much your home is worth. Just a starting point, and you should contact us to get a validated report. Mortgage Calculator – Plan ahead for your expenses and budget. Personal Consultant – Talk to us about current market conditions and local knowledge not found on the web. Featured images in this post courtesy of Kay Beaton Photography. Get Answers to Your Questions CONTACT US